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Penn Renters Insurance

Help protect your property at Penn
with Renters Insurance

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Get your free quote in under a minute

FAST
Get your free quote in
under a minute

Average cost is less than $16 per month

FLEXIBLE
Affordable monthly or
annual premiums available

No credit score needed to issue a policy

SIMPLE
No credit score needed to
issue a policy

There are several reasons why Penn students should get renters insurance:

1. Protection against theft and damage: Renters insurance provides coverage for personal property such as laptops, textbooks, and clothing in the event of theft, fire, or other types of damage.

2. Liability coverage: Renters insurance can also provide liability coverage in case someone is injured in your rental unit and decides to sue you for damages.

3. University policy may not cover personal property: While the University of Pennsylvania has a liability insurance policy that covers its students, this policy does not cover personal property loss or damage.

4. Peace of mind: Renters insurance gives students peace of mind knowing that their belongings are protected against unexpected events.

Overall, while Penn does not require students to have renters insurance, it is highly recommended for their own protection and peace of mind.

Features of GradGuard’s College Renters Insurance Include:
  • Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
  • Homeowners Insurance Alternative. No credit checks and a lower deductible.
  • Worldwide Coverage. Your belongings are covered anywhere in the world.
  • Liability Protection. Coverage if you accidentally damage your place of residence.
  • Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer college students GradGuard’s College Renters Insurance to protect their property on campus and around the world.


Coverage is provided by Markel American Insurance Company and/or Markel Insurance Company and underwritten by Markel Service, Incorporated, national producer license # 27585, in California d/b/a Markel Insurance Services, license # 0645481. Policyholder services are provided by Next Generation Insurance Group, LLC. Insurance and coverage are subject to availability and qualifications and may not be available in all states. Terms and conditions for rates and coverages varies. All insurance products are governed by the terms, conditions, limitations, and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions, and exclusions. Any information on the site does not in any way alter, supplement, or amend the terms, conditions, limitations, or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance products.