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Pennsylvania students should consider getting renters insurance because it can provide protection for their personal belongings in case of theft, fire, or other unforeseen events. Renters insurance can also cover liability for any damages or injuries caused to others while on the rented property.

According to the Pennsylvania College of Technology, renters insurance can be an affordable way to protect personal belongings, including laptops, phones, and other devices that students rely on for their education. In addition, some landlords may require tenants to have renters insurance as a condition of the lease.

Pennsylvania College of Technology also recommends that students check with their insurance agent to find out what kind of coverage they may already have. Many students may be covered under their parents' homeowners insurance policy, but this may not provide sufficient coverage for their personal belongings and liability as a renter.

Overall, renters insurance can provide peace of mind and financial protection for Pennsylvania students while they are away at college.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible.
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer college students GradGuard’s College Renters Insurance to protect their property on campus and around the world.