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Renters insurance can protect students' personal belongings if they are damaged or stolen, particularly if the event occurs in their apartment complexes or dorms. While Moravian College has security measures in place, it's impossible to prevent all incidents from happening. Renters insurance can cover the costs of replacing lost or damaged property, so students can feel secure in their accommodations. Additionally, accidents can occur when students aren't at home, and renters insurance can provide liability coverage for events like accidentally injuring someone or damaging a third-party property. Moreover, some landlords may mandate insurance policies as part of their lease agreements, so it's always a good idea to read and comply with the contract terms.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible.
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer college students GradGuard’s College Renters Insurance to protect their property on campus and around the world.