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Juniata College's Housing Agreement requires students living on campus to obtain personal property insurance coverage. Even if you are living off-campus, the risk of theft, fire, or water damage to your belongings still exists. Renters insurance provides protection and financial assistance in the event of these incidents.

Renters insurance also covers personal liability. If someone were to injure themselves in your apartment or if you accidentally damage someone else's property, you could be legally responsible for the expenses. Renters insurance can help cover these costs and protect you from lawsuits.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer Juniata students the GradGuard College Renters Insurance Plan to protect your property on campus and around the world.