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But in general, renters insurance is important for Fordham students or any other college students because it protects their personal belongings and liability in case of theft, fire, or other unexpected events. It can also provide coverage for additional living expenses if they have to temporarily relocate due to damages to their rental unit.

Although Fordham University may offer some insurance coverage for students living on campus, it usually doesn't extend to students renting off-campus apartments. Therefore, students would need to purchase their own renters insurance policy to ensure their belongings are protected.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible.
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer college students GradGuard’s College Renters Insurance to protect their property on campus and around the world.