Columbia Renters Insurance
Help protect your property at Columbia
with Renters Insurance
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FLEXIBLE
Affordable monthly or
annual premiums available
SIMPLE
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issue a policy
Renters insurance coverage provides financial protection to tenants, their personal belongings, and liabilities associated with rental properties. Thus, Columbia students should get renters insurance as it can provide many benefits, such as:
1. Protection for Personal Belongings: Students' valuables, including laptops, phones, books, and other personal items, might be lost or damaged due to natural disasters, fire, theft, or vandalism. Renters insurance can cover the cost of replacing damaged or lost items.
2. Liability Protection: Students can face legal action if they cause damage to the rental property or harm to a third party. Renters insurance can offer liability protection and cover the legal expenses incurred from such an event.
3. Required by Landlords: Some landlords may require students to have renters insurance before signing a lease agreement.
4. Affordability: Renters insurance is relatively inexpensive compared to other policies. Some insurers offer policies specifically tailored to students or those living in college housing.
- Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
- Homeowners Insurance Alternative. No credit checks and a lower deductible.
- Worldwide Coverage. Your belongings are covered anywhere in the world.
- Liability Protection. Coverage if you accidentally damage your place of residence.
- Replacement Cost. If your old property is stolen, we’ll pay for the new version.
If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. College Parent Central has partnered with GradGuard to offer college students GradGuard’s College Renters Insurance to protect their property on campus and around the world.